Merchant Processing Solutions for High Risk Businesses

Merchant Accounts, LLC provides customized merchant processing solutions for businesses that are considered high-risk to banks and other payment processors. We work to find the right processing plan that works best for your business when signing up for a merchant account so that your business can accept payments and process transactions successfully.  We also have an easy online application process where we can rapidly get you approved by the bank. You can start the application process here. Our goal is to make it convenient for your business when customers make purchases using all major credit cards such as Visa/MasterCard/Amex/Discover or accepting payments.

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Why Your Business is Considered High-Risk and What Does it Mean?

Banks and other payment processors will usually look at a business and weigh the risks associated with that business.  If a business is known for having a high percentage of chargebacks, fraud, or even run in an industry that is heavily regulated, banks will view these businesses as high risk. However, our company has experience with many high-risk businesses especially those that sell guns and other weapons.

A merchant account allows your business to process credit cards securely whether it is a retail establishment or an e-commerce business.  In addition, merchant accounts provide chargeback management tools which is one of the reasons why these businesses are seen as high-risk.

Examples of High-Risk Businesses

  • Adult Entertainment (Gentlemen’s Clubs/Strip Clubs/Nude Bars)

  • Airlines
  • Auto Parts
  • Businesses in the sale of Cannabis/CBD/Kratom
  • Casinos/Gambling/Sports Betting
  • Credit Repair/Credit Restoration
  • Debt Collection
  • Document Preparation
  • Escort Services
  • Gold and Silver Sellers
  • Guns and Firearms
  • Nutraceuticals and Vitamins
  • Online Smoke Shops
  • PC/Tech and IT Support
  • Student Loan Consolidation
  • Subscriptions & Memberships
  • Ticket Brokers
  • Time Shares
  • Travel Agencies
  • Web Marketing/SEO Services

What to Expect When Signing Up With Us

  • Quick Approval Process
  • Free Setup
  • No Application or Start-up Fees
  • 100% support throughout your application process
  • Outstanding Customer Service 24/7
  • Competitive and low rates
  • No Early Termination Fee
  • Most importantly with us we provide quick turnaround time and next day funding.

As an online merchant, you will have many features available to successfully receive payments.  Our services offer many features such as email invoices, click to pay links and buttons, and recurring transactions and billing.

Zero Fees/No Cost Credit Card Processing

If your high-risk business is retail establishment, you are also able to have the option to choose zero-fee processing.  Many times, businesses are charged by processors between 3-4% in fees, but as a business you have the option for customers to pay the transaction fees.  When a customer swipes, they will be notified of the fee which will allow them to continue the transaction or allow them to cancel the transaction and use another method of payment.  When customers cover the fee, your business will get 100% of the sale, you void monthly fees, and it can also encourage cash payments from customers.


Why Use Us?

While payment processors such as Square, Stripe, PayPal or other credit card merchant account services may be convenient, many of them do not work with high-risk merchants. For example, some high-risk merchants may experience being approved by PayPal at first, but shortly after they may find themselves with a frozen account and PayPal removing them from the platform without notice.  However, this is where we can help and are the perfect solution when looking for a payment processor to work with your high-risk business.  We have years’ experience working with high-risk industries and are committed to getting you approve for a merchant account so your business succeeds.

Fill out an application today and start the process. All you need to get started is a voided check and ID.  Our friendly and knowledgeable staff are available and we guarantee rapid fast approval process.

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When I started my own online business, there was no alternative to accepting credit cards for my orders, so I researched merchant service companies for days to find one that I felt I could stay with for the long haul. Now my business is running strong and my Merchant Accounts LLC service is supporting me every step of the way. It's nice to know you have a trustworthy company handling your credit card transactions.

- Regan

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